Waterloo Public RecordsIndiana

Waterloo, DeKalb County, IN, features limited public transit, with over 85% of residents commuting by personal vehicle and fewer than 1% using public transportation. The average one-way commute time is around 21 minutes, slightly below the national average. The town is served by Amtrak’s Lake Shore Limited and Capitol Limited routes at Waterloo Station, but daily use is low. Most households (over 92%) own at least one vehicle. U.S. Route 6 and State Road 427 are major roads, and employment centers are primarily local manufacturing and healthcare facilities or in nearby Auburn and Fort Wayne.

Waterloo, De Kalb, IN, features a homeownership rate of about 68%, with median home values around $130,000 in 2023. Median rent is approximately $900/month. The housing market is stable, with slight annual appreciation near 3%. Most homes are single-family houses, though some duplexes and rentals exist. Popular neighborhoods include downtown Waterloo and areas near Waterloo Elementary. Property taxes average 0.85% of assessed value, among the lowest in Indiana.

As of the 2020 Census, Waterloo, DeKalb County, Indiana, had a population of 2,175. Approximately 25.1% were under 18, and 13.4% were 65 or older, with a median age of 36.6 years. The gender distribution was about 48.1% male and 51.9% female. Racially, Waterloo was 92.8% White, 0.7% African American, 0.8% Asian, 2.9% from other races, and 2.7% from two or more races; individuals of Hispanic or Latino origin made up 7.1% of the population.

Waterloo, DeKalb County, IN, lacks a full-service hospital, with the nearest hospital, Parkview DeKalb Hospital (56 beds), located in nearby Auburn. The town has limited clinics and primary care providers, with most residents (approx. 26%) on public insurance (Medicaid/Medicare) and 9% uninsured. DeKalb County's population is ~43,300, predominantly White (94%), with a median age of 39. Common health issues include diabetes (12% prevalence), obesity (36%), and heart disease. Access to care may be hindered by transportation and provider shortages, but telehealth and regional partnerships help bridge some gaps.

Waterloo, DeKalb, IN, is served primarily by the DeKalb Central United School District, including DeKalb High School, which enrolls about 1,100 students, with a graduation rate of 91%. The town has 2 public schools and limited adult education programs nearby. Approximately 13% of adults hold a bachelor’s degree or higher. School safety scores are average (6/10), and educational programs include advanced placement courses and career tech options. Waterloo offers a supportive environment for K-12 education, but higher education opportunities require commuting to nearby cities.